Elizabeth Tosaris breaks down California’s property insurance crisis in the spring 2025 edition of the Federation of Regulatory Counsel (FORC) newsletter. In the piece, Elizabeth analyzes the state’s Sustainable Insurance Strategy—a sweeping regulatory effort aimed at stabilizing the market, expanding coverage, and addressing climate-driven volatility. With insurers retreating from high-risk areas and premiums surging, will these reforms be enough to protect homeowners and businesses while keeping insurers in the game? Read Elizabeth’s take on what’s ahead